Disclaimer

General information only

Everything on this Site is published for general educational and informational purposes. It is written for a broad audience of freelancers, solo operators and remote workers and is not tailored to your personal, financial, tax, legal, insurance, immigration or health situation.

No professional advice or relationship

Nothing on the Site is, or should be treated as, financial, investment, tax, accounting, legal, insurance, immigration, medical or any other professional advice, a recommendation to buy or sell any product or security, or an offer or solicitation. Solostack is not a registered investment adviser, broker, tax preparer, accountant, attorney, insurance producer, mortgage lender, immigration practitioner or medical provider. Reading the Site, using a worked example or contacting us does not create a professional or fiduciary relationship of any kind.

Always get advice from a suitably qualified and licensed professional in your jurisdiction who has looked at your specific facts before you make a decision.

Specific subject areas

Tax and accounting

Tax rules are complex, differ by country and state, and change often. Limits, rates and thresholds described in a guide apply to the year stated and may be out of date by the time you read them. We describe lawful planning only. We do not provide tax preparation or advise on any position you should take on a return.

Insurance

Insurance policies differ in wording, exclusions, limits and price. A general description of a type of cover is not a promise that any policy covers a particular loss. Read the policy and ask a licensed agent or broker. Premiums and prices in our examples are invented unless a source and date are given.

Retirement and investing

Investing involves risk, including the loss of the amount invested. Past performance and hypothetical growth models do not predict future results and returns are not guaranteed. We do not recommend any specific security, fund, provider, cryptocurrency or strategy.

Credit, lending and banking

We do not offer credit, loans or banking services or recommend lenders, cards or accounts. Terms, eligibility and approval are decided by providers and change. Read the provider’s agreement before applying.

Legal and contracts

Discussion of laws and contracts is a general explanation of what rules commonly provide. It is not legal advice, does not cover every jurisdiction, and may not reflect the latest change in the law. Contract templates or clauses described are examples to discuss with an attorney, not documents to sign as written.

Immigration, visas and residency

Visa, tax residency and immigration rules are set by governments and change without notice. Check the official rules of each country and speak to a qualified practitioner before you travel or relocate.

Health

We discuss health insurance and costs only. We do not provide medical advice, diagnosis or treatment. Seek the advice of a qualified health professional for any medical question.

Accuracy, dates and changes

We work to make each guide accurate and to show the year of any figure and the date the guide was updated. Even so, information may be incomplete, out of date or wrong, and mistakes happen. We do not warrant that any guide is accurate, complete or current. Before relying on a figure, check it with the relevant authority or provider. If you find an error, please tell us (see the Contact page) and we will review it.

Examples, models and illustrations

Charts, tables and worked examples either show a calculation from the stated inputs or use invented numbers to demonstrate a method. Invented figures are labelled as illustrative. They are not forecasts, quotes, benchmarks or promises, and your own results will differ. Do not treat a hypothetical figure as a fact about any real product, company or person.

Jurisdiction

Much of our content refers to United States federal rules, and some refers to specific states. Where a guide names a country or state, the information applies only there. Rules elsewhere can be very different. We do not represent that the Site is appropriate or available in every location.

No guarantees or earnings claims

We make no promise that following a guide will save you money, reduce your tax, increase your income, get you approved for anything, win a claim, or achieve any particular result. Any outcome described is an example of what can happen, not what will happen.

Third parties and links

We mention companies, agencies and products to explain a topic. We do not control third-party sites or services and are not responsible for them. A mention or link is not an endorsement, and we do not warrant any third party’s statements. Trademarks belong to their owners. See our Advertising and Affiliate Disclosure for how the Site earns money.

AI-assisted content and images

We use artificial-intelligence tools to help draft and structure guides and to create illustrations. Text goes through the checks described in our Editorial Policy. Images are AI-generated illustrations, not photographs of real events, people or products, and may contain imperfections such as unreadable lettering. AI tools can make mistakes, which is another reason to verify anything important.

Your responsibility

You are responsible for your own decisions and for checking that information suits your situation. Use of the Site is at your own risk. Do not delay or ignore professional advice because of something you read here.

Limitation

To the fullest extent permitted by law, we are not liable for any loss or damage of any kind arising from your use of, or reliance on, the Site. This is in addition to the limits in our Terms of Use. Nothing here limits liability that cannot be limited by law.